A traffic ticket can mean fines, demerit points, and higher insurance rates—but is it worth fighting? In this guide, we’ll break down when you should contest a ticket, how the legal process works, and what you need to know before deciding.
Getting a traffic ticket is never fun. Whether it’s for speeding, running a stop sign, or using your phone while driving, that little slip of paper can lead to hefty fines, demerit points, and even increased insurance rates.
So, what should you do when you get a ticket? Pay it and move on, or fight it in court? The answer depends on a few key factors. In this guide, we’ll break down when it’s worth fighting a traffic ticket, how the process works, and what you should consider before making a decision.
In Ontario, traffic violations fall under the Provincial Offences Act (POA) and are typically handled through the Ontario Court of Justice. Most tickets are either:
✔ Minor offenses – Speeding under 15 km/h over the limit, failure to signal, improper turns
✔ Moderate offenses – Speeding 16-49 km/h over the limit, running a red light, stop sign violations
✔ Serious offenses – Distracted driving, careless driving, stunt driving (50 km/h+ over the limit)
The more serious the violation, the higher the fine—and the greater the impact on your driving record and insurance.
Before deciding, consider these key questions:
Not all tickets come with demerit points, but many do. Accumulating too many can lead to a suspended license. Even a minor speeding ticket (15 km/h over) adds three points to your record. Fighting your ticket could help reduce or eliminate these points.
Insurance companies don’t just look at fines—they care about your driving record. Even one ticket can increase your premiums for years. The more serious the offense, the greater the impact.
If you believe the officer made a mistake or the charge is questionable (e.g., unclear signage, poor weather conditions), fighting the ticket could lead to a dismissal or reduced penalty.
Some tickets are easier to fight than others. If you have evidence—like dashcam footage, witness statements, or inconsistencies in the officer’s notes—you may have a good chance of winning.
If you’re facing high fines, license suspension, or a serious charge like careless driving, it’s almost always worth contesting the ticket rather than accepting the consequences.
If you’ve decided to contest your ticket, here’s what the process looks like:
Check for errors in the ticket details—wrong date, incorrect license plate number, or missing officer information. Small mistakes won’t automatically get your ticket dismissed, but they could work in your favor.
You have three options after receiving a ticket:
✔ Pay the fine – Accept guilt, pay, and move on.
✔ Request a meeting with a prosecutor – You may be able to negotiate a reduced fine or fewer demerit points.
✔ Request a trial – You’ll have the chance to argue your case in court.
If you choose to fight the ticket, you must request a trial within 15 days of receiving it.
A strong case needs solid evidence. Consider:
🔹 Dashcam footage
🔹 Witness statements
🔹 Photos of road signs, intersections, or weather conditions
🔹 Any inconsistencies in the officer’s report
At your hearing, the officer who issued your ticket will present their case, and you’ll have the chance to challenge their evidence. If the officer doesn’t show up, your case may be dismissed.
You can either represent yourself or hire a paralegal who specializes in traffic offenses. A legal expert may help negotiate a better outcome or get the charge dropped altogether.
When you contest a ticket, you could get one of three results:
✔ Case Dismissed – If there’s insufficient evidence or the officer doesn’t appear, your charge is dropped. No fine, no demerit points.
✔ Reduced Penalty – The court may lower the fine or remove demerit points.
✔ Full Conviction – If the judge rules against you, you must pay the full fine and accept the penalties.
🚫 If it’s a minor fine with no demerit points – Paying a small ticket may be easier than going through the court process.
🚫 If you don’t have a strong defense – Without solid evidence, your chances of winning are slim.
🚫 If legal fees outweigh the benefits – If the cost of hiring a paralegal is higher than the potential savings, it may not be worth it.
In many cases, yes, it’s worth contesting a traffic ticket—especially if it carries demerit points or could impact your insurance. A successful defense could save you money, points, and future headaches.
But every case is different. If you’re unsure, getting legal advice from a paralegal can help you decide your best course of action.
Need help fighting a traffic ticket? Contact Carson Frankum today for expert legal support.
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